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Lauren Sanders on Instagram: "The secret question ⬇️ 🪄   “Are there any retention offers available for my account?” 🤷🏻‍♀️  Once you’ve held your credit card for one full year and then notice the annual fee hit your account, reach out to the credit card company within 30 days and pose this magic question.   I recently called the number on the back of my Southwest credit card once I saw the $99 fee hit my account, and a quick call resulted in a $100 credit to offset the annual fee. Literally took less than 5 minutes.   And with my husband’s AMEX, I accessed their online ‘chat’ feature after logging into the account (making it incredibly convenient) and asked for a retention offer. They offered an additional 40,000 miles with an additional $4,000 spending requirement. At the time, that cer Credit Hacks, Was It Worth It, Conversation Topics, Financial Life Hacks, Finance Investing, Finances Money, Tax Credits, Coupon Organization, Tip Of The Day

Lauren Sanders on Instagram: "The secret question ⬇️ 🪄 “Are there any retention offers available for my account?” 🤷🏻‍♀️ Once you’ve held your credit card for one full year and then notice the annual fee hit your account, reach out to the credit card company within 30 days and pose this magic question. I recently called the number on the back of my Southwest credit card once I saw the $99 fee hit my account, and a quick call resulted in a $100 credit to offset the annual fee…

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